Central Coast market overview
The Central Coast (Gosford–Wyong) is home to more than 350,000 people and is one of the fastest-growing regional markets in NSW. Sydney commuter demand, lower entry prices than the metro, and major waterfront and CBD renewal projects in Gosford and Tuggerah have driven steady investor activity across both new apartment stock and detached housing.
Industrial and logistics activity is concentrated around Somersby, Tuggerah and Warnervale, with growing commercial office demand in Gosford CBD and steady tourism-driven short-stay accommodation along the coastal strip from Terrigal to The Entrance.
Tax Depreciation for Central Coast property investors
An engineering-based TDA depreciation schedule identifies every deductible asset on your Central Coast property under Division 43 Capital Works (the building shell, claimable at 2.5% p.a. for 40 years where construction commenced after 15 September 1987) and Division 40 Plant & Equipment (carpets, blinds, hot water systems, air conditioning, common-property assets, and more).
For residential property acquired after 9 May 2017, the s40-27 second-hand restriction limits Division 40 deductions to first-use assets - we model this explicitly. Capital works (Division 43) remain fully deductible regardless. Commercial property and qualifying short-stay accommodation businesses retain the full Division 40 deduction.
Sub-markets we cover
- Gosford waterfront & CBD - Gosford, East Gosford, West Gosford, Point Frederick
- Tuggerah Lakes - Tuggerah, The Entrance, Wyong, Long Jetty, Toukley
- Coastal lifestyle - Terrigal, Avoca Beach, Killcare, MacMasters Beach, Copacabana
- Industrial & growth - Somersby, Berkeley Vale, Warnervale, Wadalba
